Debt Management
A Debt Management Plan (DMP) and Consumer Credit Counseling Service (CCCS) is a confidential program individually designed to provide you with a solution for your financial situation. This program is beneficial in some cases, but usually only provides minimal savings to those that qualify.
Upon qualifying for program, our professional counselors will:
- Assess Your Financial Situation
- Assist In Creating A Budget Plan
- Place You With A Firm That Will Negotiate The Terms Of Your Debts With Your Creditors.
Negotiating terms such as lower interest rates and waived late fees can often provide you with more affordable payments and a shorter payoff period. Our preferred network of debt management professionals can consolidate all of your unsecured debts into one convenient monthly deposit that will disburse directly to your creditors.
Typical term of program can range from 36–60 months depending on existing budget and financial situation. Certain qualifying criteria applies, individual results will vary. Not all creditors participate.