14. What is this going to cost me?
Nothing up front. Of course there are fees associated with the settlement process and your attorney doesn’t work for free. But at the end of the day your options are these. Continue paying your creditors their ridiculous interest rates designed to keep you permanently in debt and waste thousands of your hard earned dollar or decide to put a stop to it and take back your financial freedom.
As an example, if you have a debt for $10,000.00 and it is settled for $5,500.00 what have you paid for the service? Essentially nothing, in fact you have saved $4,500.00 that you would have paid not to mention interest. This illustrates perfectly why our industry has such a bad name. Creditors absolutely hate losing their income stream and actively campaign against anyone trying to help the average American solve their debt problems.
By working with a consumer law attorney you have everything to gain. Gain peace of mind knowing your situation is being properly handled by someone with years of experience, and tell your creditors you will no longer tolerate their abusive lending practices.