10. I have seen other companies that say they will settle my debt for 70% of what I owe, is that true?
No company can ever guarantee what a creditor will settle for exactly, and if they do it is advisable to steer clear of them. Negotiations are done on a case by case basis and each one is different. Because of this you need an attorney licensed in debt law with years of experience settling consumer debt. Our referral network of attorneys provides this.